Posts Tagged ‘suncity mesquite’

Mesquite Nevada Real Estate

Thursday, April 16th, 2009

Mesquite Market Quarterly
First Quarter 2009
By Chris W. Miller ABR, CRS, GRI

New trends give a clear view of where the market is going.

Mesquite Nevada MLS recorded a total of 65 residential closings during the first quarter, 22 of these were bank owned or short sales 33.8%.  207 residential listings were submitted and 247 went out of the system as failed listings.

We closed a total of 41 single family homes and 13 of those were bank owned or short, the 13 distressed home sales averaged $111 per square foot. Of the 41 closed single family homes was 24 existing or resales at $122 per foot, 17 new homes at $162 per foot.

There are already 20 resale home listings available at Sun City Mesquite.  The Mesquite MLS only recorded a total of 7 closings during the first quarter at the new Pulte Del Webb project, that includes new and resale homes, those 7 sales averaged $159 per foot.

8 condominiums closed at an average of $99 per foot, 15 town homes closed at an average price of $118 per square foot, and 2 vacant residential building lots sold.   3 homes sold and closed in Bunkerville and they averaged $93 per square foot.

On March 31, 2009, at the end of this past quarter 44% of the pending transactions in the Mesquite MLS were listed as distressed properties, either REO or short.  Failed listings which are still out and most must be sold sooner or later exceeded pendings on a 5 to 1 basis this past quarter; many will turn to distressed properties.

Based on the past quarter sales and the current active listed properties there are 22 months of single family homes, 46 months of condos, 19 months of town homes, and years worth of building lots.  It looks like there is on average about a two year supply sitting on the market, plus another year’s worth of inactive and vacant.

At this time around 255 of the 430 active listings are listed as vacant, about 60% are sitting empty, no cash flow.

There are still many people living in homes they can not afford and they are under water. A wave of distressed properties, yet to come to the market.

While many agents, the government, and the media spread the rumor that the market is improving!   Buyer Beware has never rang louder.

There are 13 commercial buildings and 16 commercial land parcels actively listed for sale and many more available but not listed. No commercial buildings or land closed. While it is hard to measure, it looks like there is well over 300,000 square feet of vacant commercial office/retail/industrial space sitting vacant.

The City of Mesquite building department issued 6 permits for new commercial buildings and 19 permits for residential buildings during the first quarter 2009.

The typical buyer profile coming to Mesquite today is a far more cautious and conservative retiree.  They have been slapped hard with the reality that neither the stock market nor the real estate markets always go in one direction. Many have seen a huge chunk of their nest egg disappear in both markets.

The current environment has them in fear of their financial future, out living their savings. Uncertainty about government spending, bail outs, health care costs, rising cost of living (inflation), income stability and net worth are all potentially paralyzing for buyers.

There seems to be an uneasy sense with the retirees that the government is reaching too deeply into the pocket of our capitalist free enterprise system. There is little security anywhere. It is affecting consumer sentiment and confidence.

The market correction is far from over and for Mesquite it is a reality check. If we are to attract the greener more conservative baby boomers we will need to adapt.

Affordability, efficiency, and value will have to lead us out. What worked over the past ten years, business as usual will not cut it.   This is not unique to Mesquite, most every business model out there is changing the way they do business or like our auto industries they will be reorganized.

After the high flying years of loose money and bad decisions, deleveraging is taking place. Asset values are falling and this will continue until the market gets back to fundamentals that work.  Vacancy rates will not go down until business can afford the rents. Buyers will not buy homes they can not afford.

Debt to income ratios must get back to closer to 28% and 35%, or prices in the range of 2.5 to 3.5 times annual income. As we have seen, 5 times annual income as a purchase price generally does not work. Debt is strangling the entire economy.

This melt down of the financial system is all about excessive unmanageable debt, over leveraged, and wildly over valued assets.  Consumer sentiment or confidence is not the cause; it is the artificially inflated values. Lower prices and market stagnation are the results we are seeing.

Affordability is not a concept, it is reality.

Mesquite Nevada has a bright future and the current market is beginning to create opportunities for knowledgeable buyers.

For square footage numbers in specific neighborhoods, questions, or comments

Chris W. Miller

ERA Brokers Consolidated

Mesquite NV  89027

702- 346-7200

435-862-5951

Mesquite Market

chris@mesquitemarket.com

Lincoln County Land Market

Nevada Ranch Properties

Please Define “The Bottom”

Saturday, August 16th, 2008

Many people today are asking this question, “Where is the bottom?” 

The media continues to be blamed for pushing out negative news, as if the news agencies made all those nasty loans! Many of the industries related to real estate and the current crisis emphasize;

“Look for the positives; it is a great time to buy”. 

June 2006, a local real estate broker adamantly said to me, “Stop talking that way about Mesquite, this is Mesquite and the prices WILL NOT COME DOWN IN MESQUITE!” Interestingly that broker still has many of the same properties listed for sale (2 years later) and is sticking to that story, no price reductions, also NO SALES! Now, those properties don’t just look over priced, but grossly, ridiculously over priced. Is this being positive? What ever! 

So let’s talk about a bottom, will the bottom be in terms of improved numbers of; 

Number of properties listed?

Number of properties vacant but not currently listed?

Number of vacant properties as a whole?

Number of closings per month?

Number of contracts going into pending monthly?

Number of households falling behind on the mortgage payments?

Number of NOD’s being filed?

Number of bank owned inventory (REO’s) for sale?

Number of bank owned property actually selling and closing?

Number of foreclosure proceedings pending or actually being completed?

Number of month’s inventory out there?

How about consumer confidence or sentiment?

How about the number of new home building permits being issued?

How about the number of whole subdivisions going into foreclosure? 

We have reached and past one bottom, “Easy to obtain mortgage money”, actually we passed that bottom some months back, and that is going to make getting past the rest more difficult, in the near term it will only get tougher to borrow money! 

For most people the term “Bottom” means when will  their home value quit falling, level off and then begin to appreciate again. This definition of the bottom will likely only arrive when most, if not all the other trends turn around and begin to make progress in the right direction. Most of these other trends could be called neutral at best today, and many continue to go the wrong direction. It appears to me, it is going to be some time before the “Bottom” for most actually arrives. Even then, we may be talking about homes that are worth two thirds of what they were two or three years ago. For some, the term “bottom” represents prices rising back to those old numbers! 

We are seeing sold and closed prices that I believe, we will look back at, and say those were near the bottom numbers but those sales are still too few and far between. The average asking prices and the consumers idea of what their home is worth today appears to remain a long way from reality or a bottom.  So for many the “Bottom” may remain an illusive concept shadowed in denial and wishful thinking. 

Footnote: If you are not planning to sell or use your home as an ATM, don’t worry about the market, eventually it will be OK!

Chris W. Miller

ERA Brokers Consolidated

Mesquite NV  89027

702- 346-7200

435-862-5951

Mesquite Market

Nevada Farm and Ranch Land

Nevada Water Rights

Lincoln County Land Market

chris@mesquitemarket.com